At Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. Martins Sulte, Mintos Co-founder and CEO will share more about the Mintos experience and how we're adjusting while “Navigating the Challenging Times for. Investieren Sie in Kredite und verdienen Sie ein passives Einkommen. Wir verbinden Sie mit Tausenden von Möglichkeiten weltweit auf unserem Marktplatz.
BewertungszertifikatAt Mintos, we connect investors from all over the world with loans originated by a variety of international and Mintos-authenticated alternative lending companies. Hier können Sie mehr darüber lesen yourewelcomeeverybody.cominvestieren-und-risiko/. Wir empfehlen auch immer das Portoflio zu diversifizeren. Wenn. Mintos ist ein Peer-to-Peer-Marktplatz für Kredite. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Kredite und verdienen Sie.
Mintos.Com Sobre esta web VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 6 Months - 1.000€ Experiment 10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the yourewelcomeeverybody.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Enviar una solicitud Iniciar sesión. Empezar Seguridad Verificación Añadir fondos. Mintos. Polski Čeština Deutsch English (US) Español Latviešu Nederlands Русский Čeština Deutsch English (US) Español Latviešu Nederlands. Wir planen nicht, unsere internen Rechtskosten in Barilla Nudelsorten zu stellen. Ist dem wirklich so? Nach mittlerweile 1 Jahr steige ich aus bei Mintos. Dennoch haben einige mehr Informationen als andere, was ihnen einen Vorteil verschafft.
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They also advertise an average return of Note that I started investing on the platform around August So far, I managed to get an annual return of You can also see that I had only had a very small amount of defaults 2.
This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.
As for all platforms, I also like to know what the raw data is saying versus the information given by the platform. Overall, I can say that I still got very solid results from Mintos after these four years of investing on the platform.
Of course, I will update this section regularly as I have more results coming from the platform. Courses Tools.
Mintos Review My Results after 4 Years. Last Update: October 8th My Overall Rating. My Average Yield. But I believe the difference is too large.
Also, my investment target is set much higher than my current account value, meaning that all interest I get back are being immediately re-invested.
Do you have any experience on this i. Am I making some wrong calculations in the formula? Chris, you are correct about one month being too early.
For some of the worse loans, you need to wait around 90 days until buy-back to kick in and interest for it to be paid as it affects your calculations.
I think that a super important point that you cited in your article is that Mintos in profitable. Not many platforms managed to do so.
Yes I definitely agree that it is a very important aspect of investing with Mintos Teo, thanks for commenting.
Hello Jean, many thanks for sharing your deep knowledge of Mintos. To me, it seems like in both cases the investment is automatically handled by the platform, with the only difference that in Auto-invest you have more options for customising.
How often is it paid and is it reinvested by default by the platform? Thank you! Welcome to the club! You can think of it as a typical bank savings account but with much higher interest.
There is a strong focus on liquidity so you should be able to withdraw your money from it at any point. I would suggest that you use Auto-Invest for more long-term investments, although you could also sell those loans on the secondary market should you need to do so.
I have been watching developments in Europe since with huge interest. Political developments may eventually lead to the breakup of EU and euro and individual nations to return to their national currencies.
There are plenty of articles on the web mentioning how difficult it is for non-UK residents to invest in UK P2P platform. Perhaps as a European, you can offer me some insights on this.
I believe the world is becoming more globalized and the nation-state becoming less powerful of a concept. Potential problems might be the KYC and AML requirements implemented in European states and a lack of size to be able to support multiple countries support in different languages is one problem.
I believe Mintos or other platforms could have expanded to Switzerland, but to my best knowledge none of them did.
I am investing on Mintos too I have tried many strategies but i found none working. It seems to me not possible because regardless how many loan originators you use you will always have too many loans not paid in time.
Returns depend on how you set your auto-invest up. So if investors are talking about their returns over the past few months with specific auto-invest settings, then it makes sense for them to be seeing those average returns.
The average delayed loan rate you mentioned seems normal to me. Is not need to explain the basics to me. I am just saying that it is hard to believe that among As of 25th July I am seeing a The net annual return they quote might actually be two slightly different things.
First, it could be the average return across all the loans listed on Mintos over the past days. Secondly, it could be the actual returns obtained by investors on Mintos over the past days.
Conor I have around Hi, did you have to provide some info on your incomes to Mintos? I heard over 50 k euro and over k euro they ask some proves on invested funds — like salary, info on your bank account transfer etc.
When I reached 50 k they just asked some questions without asking for documents but they mentioned that if I reach k they will ask for some documented proofs.
I have recently started investing in Mintos, and for the time being, my feedback is a very positive one. I am still in the process of getting to know the platform.
From what I understood, this affects the liquidity of my overall investment since you cannot liquidate investments which are late.
I will be publishing a guide on how to set up auto-invest on Mintos soon. Comments for robots Please remove this comment to prove you're human.
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Pros Great liquidity Straightforward to start investing Well established platform Buyback guarantees Mobile app. Cons Risk of loan originators defaulting.
Comments I just would like to say i really Hate mintos.. Yea same here mintos is just coming with bullshit answers. Are there any p2p platforms in EU who will lend to an Australian resident?
Se fai i ora, quando saranno fatti i restanti ? They have temporarily deactivated that promotion. Hello Jean, thank you for your review.
Pity about Eurocent : …and they had buyback guarantee too if am not mistaken right? Yes, buyback is useless if the loan originator itself goes bust.
Hello Jean, I am new to investing. Thank you for your opinion and feedback! BR Adam H. Thanks for your answer Jean.
Hope that helps. Hi Jean Just wondering, have you tried withdrawing any of your funds? Yes I had, no problems whatsoever, they arrive within the usual days in the bank account.
To recap, the biggest differences are: Invest and access has automatic criteria, with Auto Invest you set up the criteria. Invest and access can cash out funds almost immediately, with Auto Invest you would have to sell the investments on the secondary market if you need to get the funds earlier than the loan durations.
Does that clear up your doubts? Jean, I believe Mintos or other platforms could have expanded to Switzerland, but to my best knowledge none of them did.
Oh well, what do I know as an outsider…. Hi Conor, Returns depend on how you set your auto-invest up. I believe all those statistics are true.
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Empezar a invertir Te has registrado y has ingresado el dinero. Ahora viene la parte interesante. Los hay muy buenos, los hay no tan buenos y los hay malos.
Como hemos visto en la tabla, puedes invertir en Mintos en varias divisas. Recuerda que esto es solo un criterio orientativo y no elimina por completo el riesgo de perder dinero.
En esos casos el riesgo se traslada del prestatario al prestamista originador. Se nota que son una empresa seria. Esto lo decimos porque hemos descargado sus datos brutos y son 13 documentos Excel con Nosotros estamos encantados de que Mintos ofrezca este tipo de incentivos, aunque tenemos que admitir que es un poco complicada de entender.
Estaremos encantados de responderte. Un saludo y gracias. Hola Xoel, parece que algunos originadores han cambiado sus condiciones con el tema de la crisis y ya no ofrecen las mismas condiciones que antes.
Entiendo que algunos originadores van a quebrar, pero dudo que lo hagan todos. Buenas, si quieres invertir una cantidad alta, pongamos Que no os vendan la moto.
Te adjunto el correo:. Muchas gracias por el post! Tengo dos dudas.